Calculate your mortgage

Simply Mortgage Calculator

Our calculator is your virtual ally, allowing you to fine-tune variables and visualize the impact they have on your mortgage.

Mortgage Calculator

Estimate your monthly payment and see how much house you can afford.

$
2,280.49
Your estimated Monthly payment
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%
$
Yr
Mo
%
%
$
Monthly
Bi-weekly

+ Add Extra Payments

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$
[-] Remove extra payments

Payment Breakdown

Created with Highcharts 7.2.2$ 2,280.49Monthly paymentPrincipal & Interest : $1653Extra Payments : $0Home Insurance : $102Property Taxes : $365HOA Fees : $0PMI : $160

Customize your mortgage payment

Principal & Interest
1,653.41
Monthly Extra Payment + Add Extra Payments
0
Home insurance (per year)
%
$
Property Taxes (per year)
%
$
HOA Fees (per month)
$
PMI (per year)
%
$
Total Monthly Payment
2,280.49

Total Of All Payments

Down Payment & One-time Expenses
52,500
Principal
308,000
Interest
287,227.82
Extra Payments
0
Home insurance
36,750
Property taxes
131,248.8
HOA fees
0
PMI (until December 4, 2031)
12,825.04

Amortization Schedule

Created with Highcharts 7.2.2Mortgage Payment / yearBalance2025202620272028202920302031203220332034203520362037203820392040204120422043204420452046204720482049205020512052205320540500010000150002000025000080000160000240000320000400000

Mortgage Payoff Date:

December 4
2054

Payment breakdown as of 2025

Remaining Balance
303,455.87
Principal
4,544.13
Interest
15,296.79
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